Do I Have To Use The Money To Get My Car Repaired After An Accident

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Am I entitled to new parts to repair my vehicle after my car accident?

January 24, 2022 | five:xxx pm

In one case the insurance company agrees to pay your holding damage claim, you lot may feel like at that place is nothing else to be worry about. Unfortunately, that is not the case. Have you checked to see what type of parts the insurance visitor authorized the repair shop to apply? If not, you might find that these parts are non at all what you expected. In fact, they may not even be new parts.

What Blazon of Parts Can I Demand When Another Driver Causes My Automobile Crash?

Original Manufacturer Car Parts Hopefully, yous realized that you lot have a right to choice the repair store that does repairs and accept done this. Y'all want to ask the company what type of parts will be used in your car repair. Under Georgia police, the insurance company for the negligent driver is required to provide you with a vehicle in the same status as earlier the crash. Since your vehicle was used, they can probably use some grade of used parts, but they must be quality parts.

If y'all are making a merits under your collision coverage, your insurance policy language will land the type of parts your insurance company can apply. Oftentimes, these policies allow them to use "Like Kind and Quality" parts, which are also known as LKQ. You lot should understand that different types of parts could exist proposed—and you have a right to demand a safe option. These choices include the post-obit:

Original Equipment Manufacturer Parts (OEM): These are new parts produced by the manufacturer and are the safest, highest quality parts. You should try to insist that these parts exist used in your vehicle, peculiarly if your vehicle is a newer i.
Economy parts. These are parts that are manufactured by companies other than the original manufacturer and can be fabricated inferiorly. Some of the parts may be unsafe. While they may exist of similar quality, they are non on the same quality level as OEM parts.
Aftermarket Crash Parts. Aftermarket crash parts are fake canvass metal, plastic, or lamp parts that are of far inferior quality and can pose a safety hazard. These parts should not be accepted given their prophylactic risks.

What Are Your Options If the Insurance Company Wants to Use Non-OEM Parts?

You should commencement out insisting on OEM parts or at a minimum used OEM parts. Simply what if the insurance adjuster will not budge on using economy parts? You could practice one of the following:

If the visitor refusing to pay for OEM parts is your own insurance company, yous could pay the difference betwixt the non-OEM and OEM parts so you tin can have the better-quality parts installed. And then you could pursue a merits against the negligent driver for the departure.
If you must apply the parts that the insurance visitor insists on, you should try to get a written warranty on these parts.
You lot could hire an experienced motorcar accident attorney who is experienced in handling the belongings damage portion of your claim and have him negotiate your settlement for you. You volition be at a distinct disadvantage if you try to negotiate your settlement on your own.

What If There Is Hidden Damage?

Frequently, the repair shop will discover boosted damage when repairing a vehicle damaged in a crash. What happens in this situation? Normally the mechanic will contact the insurance company repairing the vehicle to authorize the additional repairs. Sometimes the adjuster will transport out an appraiser to inspect the damage before authorizing the additional work. Before you pick upward your vehicle after repairs are completed, you will want to observe out if whatsoever new damage was discovered and confirm that information technology was repaired.

If you need to file a property impairment claim, you may be surprised at how complicated it can exist and how the insurance company will delay paying your claim. The experienced legal team at Brauns Law Accident Injury Lawyers, PC has helped many clients with all types of insurance claims later a motorcar accident. Beginning an online chat or call us to schedule your complimentary consultation to go your questions answered and learn how we can help yous.

Related Links:

Your Property Damage Claim Choices Later on a Car Accident
Why Not to Talk to the Negligent Driver's Insurance Adjuster
How the Belongings Impairment Claim Process Works Afterward a Car Blow

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